Debt Repayment Methods: Snowball vs. Avalanche

Debt Repayment Methods: Snowball vs. Avalanche

One of the hardest parts about paying off multiple debts is knowing where to start. It can be easy to become overwhelmed and settle with minimum payments across the board, but this leads to being in debt longer and racking up interest and fees. Reprioritizing your debts and pursuing a repayment strategy can help increase your long-term savings and motivation. Two of the most common debt repayment methods are the snowball method and the avalanche method. Although they’re similar in many ways, they can lead to very different results – which one is best for you?

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Brush Up Your Resume With Our Free Template

Brush Up Your Resume With Our Free Template

Job hunting can be a long and intimidating process. In addition to searching through job postings and filling out lengthy applications, you have to make sure your resume is strong enough to stand out from hundreds of other applicants. Although the writing and updating process takes time and effort, submitting a professional and polished resume can greatly increase the chances that you’ll be granted an interview.

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Write Your Cover Letter With Our Free Template

You’ve come across a posting for your dream job. The requirements and responsibilities look like they were tailor-made for you, and the company offers incredible benefits. You’re about to dust off your resume and get to work on the application, but then you read this statement: 

“Please include a cover letter with your application.” 

Do you try to skate by without submitting a cover letter, give up and move on to the next job opportunity, or get to work on crafting a thoughtful and professional cover letter? While many may dread this part of the job application process, including a well-written cover letter with your application and resume can help you stand out from other candidates.

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Talking to Your Partner About Money and Debt

Talking to Your Partner About Money and Debt

Whether you’re just starting a new romantic relationship, are considering tying the knot or have been married for years, you’ve likely discovered conversation topics that you would prefer to avoid. Money and debt are often at the top of our personal “do not discuss” list, which can lead to major problems down the road. In a recent study of divorced individuals, 36.1% of them reported that financial problems were a big contributing factor to their divorce

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